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Inflation Calculator

See what a dollar amount from one year is worth in another, using historical US CPI-U rates.

🔒 Runs entirely in your browser — nothing here is ever uploaded

Last reviewed 2026-08-29

About the Inflation Calculator

Converts a dollar amount from one year into its equivalent purchasing power in another year, by chaining a static table of historical US CPI-U annual inflation rates year over year.

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How to use it
  1. Enter the Starting amount.
  2. Enter the year that amount is denominated in.
  3. Enter the year you want the equivalent value for — this can be earlier or later than the starting year.
  4. If either year falls before 2005 or after 2025, adjust the Assumed annual rate used for those out-of-table years.
  5. Read the equivalent value, cumulative price change, and annualized rate in the result panel.
Formula
For each year between the starting year and the target year, the calculator multiplies by (1 + that year's annual CPI-U inflation rate) if moving forward in time, or divides by the same chained factor if moving backward (e.g. "what would today's $X have been worth in 2005"). The cumulative factor across all intervening years converts the amount; cumulative % change = (factor − 1) × 100; annualized rate = (factor^(1/number of years) − 1) × 100. Years outside the 2005–2025 table use a flat assumed annual rate you can adjust, instead of a sourced historical figure.
Worked example

A $100 amount from 2010, re-priced into 2025 dollars: chaining each year's CPI-U rate from 2011 through 2025 gives a cumulative factor of about 1.4749 — an equivalent value of about $147.49, roughly +47.5% cumulative price change, or about 2.62% annualized.

US annual inflation rate by year (CPI-U, annual average % change from prior year)
US annual inflation rate by year (CPI-U, annual average % change from prior year)
YearRateYearRate
20053.4%20161.3%
20063.2%20172.1%
20072.8%20182.4%
20083.8%20191.8%
2009-0.4%20201.2%
20101.6%20214.7%
20113.2%20228.0%
20122.1%20234.1%
20131.5%20242.9%
20141.6%20252.6%
20150.1%
Interpreting your result

This uses a static, sourced table of historical US CPI-U annual average inflation rates covering 2005–2025 — not a live feed from the Bureau of Labor Statistics. A browser-side tool has no practical way to authenticate against and rate-limit-manage the BLS API on every calculation, so the table is baked in with a defined cutoff year (2025). Any year requested outside that window — earlier history or a future projection — falls back to a plain assumed average annual rate that you control, clearly distinct from the sourced 2005–2025 figures. This is a purchasing-power re-pricing tool, not a wage-growth, investment-return, or economic-forecasting tool.

Recommendations
  • For any year before 2005 or after 2025, the result leans on your Assumed annual rate input rather than a sourced figure — treat that portion of the result as an illustrative estimate, not a historical fact or a forecast.
  • 2022's 8.0% CPI-U print was the highest annual rate in this table by a wide margin (the highest since 1981) — any calculation spanning 2022 will show a visibly sharper jump than neighboring years.
  • This only re-prices for the general price level — it says nothing about whether your income, savings, or investments actually kept pace with inflation over the same period.
Frequently asked questions
No. It uses a static table of historical US annual average CPI-U inflation rates (through 2025). It does not call the BLS API live, so figures for the current partial year or any year beyond the table use a labeled assumed average rate you can adjust, not an official published figure.
See the full methodology and sources for every finance calculator
Disclaimer

Illustrative estimate only, not financial or tax advice. Verify figures with a licensed adviser or your local tax authority.